Is Air Conditioning Covered Under Homeowners Insurance

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Is Air Conditioning Covered Under Homeowners Insurance. One of the most common problems homeowners face with their air conditioning systems is sudden and seemingly inexplicable leaking. The insured asserted that the moisture was caused by condensation as a result of a failed leaking duct system therefore the resulting water damage was a loss otherwise covered under the policy.

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I would not necessarily recommend increasing your coverage for the sole purpose of safeguarding against lightning strikes says Hank Wilson owner of Wilson Insurance. Damage caused by fire smoke lightning and power surges are all typically covered. Whether or not youre covered all depends on the reason for the water damage.

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An HO-3 insurance policy covers your home from common disasters including. Whether or not youre covered all depends on the reason for the water damage. However you can contact your local State Farm agent for information on Home Systems. Ad Compare 10 Low Rates For Your Best Options to Save Money On Great Coverage.